Privacy Policy
Last Updated: March 20, 2026
Erbar Consulting INC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you:
- Fill out a contact form or funding inquiry
- Subscribe to our communications
- Apply for financing
- Communicate with us via email or other channels
This information may include:
- Name and contact information (email address, mailing address)
- Business information (company name, industry, revenue)
- Financial information (bank statements, tax returns, credit history)
- Any other information you choose to provide
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device and browsing activity, including:
- IP address and browser type
- Pages visited and time spent on pages
- Referring website or source
- Device information and operating system
How We Use Your Information
We use the information we collect to:
- Process and evaluate your funding applications
- Communicate with you about our services and your inquiries
- Provide customer support and respond to your questions
- Send you marketing communications (with your consent)
- Improve our website and services
- Comply with legal obligations and enforce our terms
- Detect and prevent fraud or unauthorized activity
SMS & Text Message Communications
If you opt in to receive SMS/text messages from Erbar Consulting INC:
By providing your consent through our website contact form, you agree to receive recurring marketing and promotional SMS/MMS messages from Erbar Consulting INC, including offers, updates, and information about our financial products and services. These messages may be sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply depending on your mobile carrier plan.
Opt-Out: You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. After you send STOP, we will send you a confirmation message and you will no longer receive messages from us.
Help: For assistance or more information, reply HELP to any message, or contact us at monika@erbar-consulting.com.
Consent is NOT a Condition of Purchase: Your consent to receive marketing SMS messages is not required as a condition of purchasing any goods or services from Erbar Consulting INC.
Mobile Information Sharing: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
How We Share Your Information
We may share your information in the following circumstances:
Service Providers
We may share your information with third-party service providers who perform services on our behalf, such as:
- Payment processors and banking partners
- Credit reporting agencies and underwriting services
- Technology and hosting providers
- Marketing and analytics services
Business Transfers
If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
Legal Requirements
We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., court orders, subpoenas, or government agencies).
With Your Consent
We may share your information for any other purpose with your consent.
Data Security
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information, including:
- Access: The right to request copies of your personal information
- Correction: The right to request correction of inaccurate information
- Deletion: The right to request deletion of your information
- Opt-Out: The right to opt out of marketing communications
To exercise any of these rights, please contact us at monika@erbar-consulting.com.
California Privacy Rights
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, use, and share, and the right to request deletion of your information. You also have the right to opt out of the "sale" of your personal information, though we do not sell personal information as defined by the CCPA.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.
Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these websites. We encourage you to review the privacy policies of any third-party sites you visit.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.
Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please contact us:
Erbar Consulting INC
3155 Montrose Ave Apt 107
La Crescenta, CA 91214
Email: monika@erbar-consulting.com